Bernard P. Gagnon is a Senior Vice President, Commercial Loan Officer at Bay State Savings Bank in Worcester. His banking career extends over 39 years in the Central MA market, with both large regional banks and community banks, working with clients in a variety of industries. Bernie served as a board member for many organizations during his career and is presently a member of the board (and past president) of the Auburn Chamber of Commerce, and served on The Board of Advisors for Nichols College, from where he holds both a BS and MBA and also taught as an adjunct professor. He also holds an MS from Worcester Polytechnic Institute and is a graduate of the ABA Stonier National Graduate School of Banking at the University of Pennsylvania. Also a musician, Bernie is a trumpet player and currently plays bass guitar with two local rock bands at various venues in Central MA.